Changing or leaving employment?

When changing employment, don't leave your benefits behind.

 
 You may be involved in one of the following; moving to a better job, starting your own business, changing to part time employment, retiring, or being made redundant.

 If so, remember to take the time to look at the impact this may have on any benefits you have built up in your previous employment.

If you have worked in a number of jobs, you should examine each position in turn.

What benefits should I examine?

 Employer pension contributions, health cover, life cover are the usual suspects.

 Consider how best to protect each benefit and enable it to grow, where possible.

 Should you start a new policy with the new employer, or can you transfer the benefits?

More information on pension transfer,here>>

 We will look at the following benefits:

1. PRSA. more>>

2. Occupational pension scheme. more>>

3. Income Protection. more>>

4. Health Cover. More>>

What steps can I take to make my benefits work hard?

Find out as much information as you can about the various work related benefits which are in place for you.

Examine all your options.

Compare what alternatives are available and then make a decision.

You should get independent advice before deciding.

If you would like to talk to one of our qualified experts please click on the quotation button (above)

and we will contact you at a convenient time.

Or telephone us on 1890 666 666     {KomentoDisable}

Jobs at mypremium.ie

We aim to provide a stimulating work environment at mypremium.ie.

We are only as good as each of our staff.

If you enjoy a challenging and rewarding career then check out our vacancies.

To apply send your CV and covering letter to enquiries@mypremium.ie

 AGENTS please note. Kindly refrain from sending applications on behalf of candidates. We will only deal directly with candidates. If you forward a cv to us it will be treated as a gift to us on your part, we reserve the right to hire any candidate we choose and no contractual relationship will be deemed to exist.

CURRENT VACANCIES

Financial Advisor Role

 Title: Qualified Financial Advisor

Location: Monaghan

Job Type: Full time

Salary: Negotiable

Minimum experience required: 1-2 years

Qualifications: Third Level Degree & QFA

We are looking for a Financial Advisor to join our team in our office in Monahan town. We are seeking to recruit an experienced, ambitious and self motivated financial advisor to join part of our successful and growing organisation. This specialist financial advisor will work in the Life Assurance,Pensions, Savings, Mortgages & Investments arena.

Key Responsibilities

-As a financial advisor you will be pro actively building and growing a client base, designing financial strategies, advising and assisting clients along with conducting financial client reviews

-Identify financial services needs with potential and existing clients

-Make recommendations and provide solutions to client’s requirements ensuring adherence to compliance regulation and standards.

-Provide on-going service and advice to clients

-Leverage all opportunities to maximize business income and product sales from their portfolios

-Build strong relationships

-Work to agreed targets and standards

Key Requirements

-Excellent academic record including a third level undergraduate degree in a business discipline andQFA qualification (or working towards QFA)

-Demonstrate knowledge of financial markets and investments

-Target driven and proven sales experience

-Strong organisational, written and verbal communication skills

-Proficiency in MS Word, Excel, Outlook and PowerPoint

-Motivated self-starter with ability to work on own initiative

-Previous experience in a similar role

This is an excellent opportunity to work in a challenging environment within an exciting, expanding and innovative company with defined career development for the successful candidate.

  Social Media Intern-ship

We are seeking a full-time Digital Marketing Intern to join the team immediately. This role would suit a real digital and social media marketing fanatic looking to gain experience .

Main duties & responsibilities You will work on internal projects in the area of digital and social media. You will gain invaluable experience with web site content management, blogging, community management, digital video, email marketing, Facebook, Twitter, LinkedIn, mobile media and much more!

Ideal Candidate

Ideally you will already have the following -

Business degree, Communications degree, New Media.

Some experience in social media.

Good Presentation Skills.

Excellent writing and editing skills.

Familiarity with Digital and Social Media Marketing concepts.

A strong knowledge of Digital Marketing Metrics and Analysis is a plus.

Must be a self starter. {KomentoDisable}

Employer PRSA Scheme

 Access

Employers who:   {KomentoDisable}

• Do not currently operate an occupational pension scheme for their employees ,OR

• Who operate an occupational pension scheme but there is limited eligibility for membership for retirement benefits, OR

• Who operate an occupational pension scheme but there is a waiting period to join for retirement benefits of more than 6 months, OR

• Who operate an occupational pension scheme but do not provide an AVC facility to all employees

• Must provide employees with access to at least one Standard PRSA where contributions can be made by payroll deduction, i.e. under the net pay system.

Obligations on employer

Employees who fall into any of the categories above are referred to as ‘excluded employees’

The employer is required to:

• Notify excluded employees of their right to contribute to the Standard PRSA by payroll deduction.

• For employees who wish to contribute, deduct employee contributions from wages and remit to the Standard PRSA

• Allow PRSA providers and intermediaries worksite ‘reasonable access’ to excluded employees at the workplace for the purpose of ‘concluding standard PRSA contracts’.

• Allow excluded employees, subject to work requirements, ‘reasonable’ paid leave to enable them to make arrangements for the establishment of a Standard PRSA.

Employers are NOT obliged to contribute to any employee’s PRSA; their obligations relate principally to providing certain employees with access to a Standard PRSA.

Remittance of contribution

Employers who are required to provide employees with access to a Standard PRSA at work, to which contributions may be made by employees by deduction from salary, are subject to two obligations in relation to such conditions:

• Remit the PRSA contributions deducted within 21 days of the end of the month in which the deduction is made from the employee’s wages or salary, to the PRSA provider’s custodian account. The employer can not make any deduction from these contributions before remission to the PRSA provider.

• Notify each employee each month of PRSA contributions deducted from wages, and any employer contributions, made during the previous month. This can be done through the employee’s payslip.