Insurance for a car imported into Ireland

Insuring your imported vehicle with Irish Insurance providers.

In the current economic climate many people are looking overseas for their next car.

Buying from abroad can often save you money, if you research every aspect of it and, of course, the price is right.

It is important to check out the price of insurance for an imported car, before you make that final decision.

If you already own an imported car, then you know how important it is to shop around for insurance for your vehicle.

How much does imported car insurance cost?

A number of factors affect the price of imported car insurance in Ireland.

Getting spare parts may be more expensive and more difficult to find. This can push up the cost of a claim.

Many of these imported cars are of a higher specification than the average Irish car. This can make them more attractive to thieves, and more likely to be involved in an accident.

Not all foreign cars are built to the same specification as a European vehicle.

What is a grey import?

Did you know that a grey import can be blue , or red or any other colour.

The term “grey import” is applied to cars which are built outside of the EU and which do not comply with European standards. A good example of this is a Japanese import.

What is a parallel import?

It is not a car which makes it easier to parallel park.

Parallel import is a car manufactured in the EU.

It is easier to find insurance cover for a car manufactured in Europe.

Chasis Number Imports

If you are importing a vehicle which was recently used in a foreign country, it is possible to obtain initial cover on a chasis number, while you await completion of registration with Irish Registration authorities. We can obtain for you an initial short period insurance certificate, followed by another certificate through to renewal, once Irish registration has been completed.

What can I do to reduce the cost of car insurance?

Increase the security of your Japanese import, or other grey import car, will help reduce the premium. Fit an immobiliser, and an alarm, if it doesn't already have one.

Is it garaged overnight?

Consider paying a larger excess. The is is amount you pay, in the event of a claim. Be very careful with this as it may prove costly in the end. Talk to one of our experts, for independent advice, before deciding.

Choose an import which has not been modified. This helps to keep the cost of car insurance down.

How's your no claims bonus? A good history of careful driving will help you to obtain better rates of insurance for your grey imported car.

The best piece of advice is of course, talk to one of our experienced and qualified experts.

Just call us on 1890 666 666

or use the quotation button, to get great value car insurance in Ireland.

We can get you a customised quote. Contact us today.{KomentoDisable}

Modified Car insurance in Ireland

If you have made additions or alterations to your car, then it is what the insurance providers in Ireland call, a non standard or modified vehicle.

You may have fitted alloy wheels, a new exhaust system, body kit, tuned the car to improve its performance.

Always mention any modification which you have made to your motor vehicle, when applying for an insurance quote in Ireland. If you don't, your insurance may be invalidated. Be sure. Just ask us. We are here to help you get the best insurance for you, with the best cover available.

Why do modifications make my car insurance more expensive?

Insurance companies in Ireland take a number of factors into consideration when setting the price of motor insurance. These include, the value of the car or van, the risk of it being stolen, the difficulty in finding spare parts as a result of the modification, the likelihood of it being involved in an accident,and many more.

Where the modifications that you make to your vehicle impact on these areas, you may well find it has negatively affected the price you pay for your modified car insurance in Ireland.

What can I do to get a great value,modified car insurance quote in Ireland?

Start by clicking on the quote button and completing the form.

Make sure to give as much information as possible, so that we can provide a tailor-made quote that best fits your circumstances.

Please provide as much detail as possible on the modifications, including date added and value.

The value of the vehicle declared should include the modifications.

Consider reducing the excess you pay.

Is you car stored in a garage?

What other security measures have you in place for the vehicle?

Do you have other vehicles?

Is this a second car?

Is the annual mileage low?

What vehicles are covered?

This cover is for private cars only.

See modified commercial vehicle cover, if you have a commercial vehicle.

What age group is covered?

Our providers offer competitive insurance for drivers in Ireland aged between 25 and 70 years.

So if your car is modified, souped-up, altered in any way, then it's time to get the best policy from mypremium.ie.

Just click on the quote button, fill out the form, submit it to us, and one of our experience experts will contact you to help get your best policy.{KomentoDisable}

It is important to ensure that your Motor fleet insurance is protecting your assets and providing the best value insurance available in Ireland. Whether you are insuring for the first time or getting ready to renew, you should take the time to review your motor fleet insurance needs.

What is motor fleet insurance ?

The law states that any motor vehicle that is used in a public place, (road, car park etc.) must have proper insurance cover.

Motor fleet insurance applies to 5 or more vehicles. You must specify the vehicles, and they can be of any type.

How can motor fleet insurance make my office life easier ?

The renewal date is the same for all of the vehicles covered under the policy. We can arrange for monthly repayments, to spread the cost over the year. Reviewing all the policies at once is preferable to reviewing each policy at various times during the year.

You can include specialist equipment such as teleporters and forklifts.

Our qualified experts are available to help you choose the policy that suits you best.

What type of cover is available ?

The following is a selection of what insurance cover is available in Ireland:

• Comprehensive Fleet Insurance

• Third Party Fire and Theft Fleet Insurance

• Third Party Only Fleet Insurance

• Windscreen Insurance

• Breakdown Assistance Insurance

• Personal effects

• Theft of keys  

• Medical expenses  

• Fire Brigade Charges

• Legal Costs

What should I do next, to ensure that I get the best available motor fleet insurance in Ireland?

You can call us on 1890 666 666

or click on the quote button, complete the form, submit it to us and our qualified experts will help you get your best policy.    {KomentoDisable}

With credit facilities often hard to obtain in the current economic climate, you should only borrow for essential purchases. If you can afford to buy a car with cash, you should do so. Falling into arrears on a car loan can seriously affect your credit rating. This in turn can affect your chances of getting a mortgage or other major impact loan.

If you are in a situation where you need to buy a car and car finance is the only option, then it can pay to shop around.

The credit unions are offering personal loans which can be used to purchase a vehicle.

The banks are offering car loans, which may take the form of personal loans or hire purchase agreements.

Most car dealers offer loans which are essentially hire purchase agreements. You do not own the car until the final payment is made.

These are important factors to consider when thinking of taking out a car loan.

Bank of Ireland are currently offering a variable rate loan, with the option of making extra payments to clear your loan early.

You can borrow between €300 and €65000

You can choose to repay over 1 to 5 years

Other conditions apply.

Don't forget to obtain a quote for great value car insurance too! Here>>

If you are thinking of buying a second hand car get a vehicle history check before you buy; more>>

For more information or to apply online follow the link.

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Commercial vehicle insurance is mandatory

for small and large businesses alike

Some points to consider:

• Luckily, commercial vehicle insurance is often sold at a bulk discount for business operators who own at least several similar vehicles. Trucking firms for example, typically do not insure individual vehicles, but rather purchase a package called fleet insurance that provides coverage for all the vehicles run by the business. The calculations that go into determining how much commercial car insurance should actually cost are complex and differ from one Provider to another.
• You could save a lot by talking to one of our qualified experts who will help put together a package best designed to give you the best value insurance for the best premium.{KomentoDisable}