Young Van Driver Insurance

It can be difficult to find young van driver insurance in Ireland.

Age is an important factor when you are trying to obtain insurance for your van.

Insurers look at the number of accidents that youing drivers are involved in and, unfortunately,

you end up having to pay a higher premium, because of the bad driving of others.

What can I do to reduce my premiums and increase my chance of obtaining cover?

The insurance companies take into account a number of factors including;

1. The vehicle you drive.

   What type of van is it? Its age,capacity,value and engine size.

2. You.

   Your age, penalty points, if any; driving history,your no claims bonus, have you been involved in any claims before?

3. The level of cover you require.

   Third party, Third party fire and theft, comprehensive.

It is all about risk.

Anything that you can do to reduce the risk will result in a reduced premium.

Keep your van in a secure garage.

Vans are a popular target for robberies, both the van and any tools inside.

What is your mileage?

A low annual mileage means less time on the road, which in turn means less risk of an accident.

Consider increasing the excess.

Be careful doing this. There comes a point where this becomes uneconomical. Talk to one of our experts first.

Compare the market before you buy.

We can help you improve your chances of obtaining a good quote for van insurance.

We deal with the top providers in Ireland.

Our experienced , qualified experts can recommend the best course for you and compare the market, so you know that you are getting the best rate.

Contact us today for your best policy.

Call us on 1890 666 666

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Obtaining motorhome or campervan insurance in Ireland can be challenging.

It is important to get value for your premium.                                                                              
Make sure that the policy is designed to meet your particular needs. Our fully qualified experts can help you to choose the best value insurance policy that suits you.

(image courtesy L2F1.)

What factors should I take into account when choosing motorhome or campervan insurance ?

First of all decide what type of cover gives you the best protection. There are three levels available, third party, third party fire and theft, Fully Comprehensive.

I have been driving for over ten years without an accident,

will I get cheaper motorhome or campervan insurance because of this?

Yes, insurance providers take into account a number of factors when deciding on the premium due and no claims bonus is one of the most important ones.

Security, storage and the value of the contents are other matters to consider.

What contents cover should I include ?

Make sure you cover your contents. Get an up to date valuation for big ticket items.

Make sure that the policy includes cover for your awning and caravanning equipment.

If you don't take out contents cover you could be faced with a very large bill in the event of an accident.

Does my annual mileage affect the premium I pay?

Yes. Annual mileage is a factor.

What if my motorhome or campervan breaks down on holidays?

That's where breakdown insurance comes to the rescue.

We will help you choose the one that protects you best.

 I drive abroad a lot, will your policy cover this?

 Yes. We can arrange policies that cover most possibilities.

You should make sure that you give us as much information as possible so that we can get you the best fitting policy.

Can I spread the cost?

We can arrange a monthly repayment schedule to help spread the cost.

Please complete the online quotation form and we will compare a selection of the available motorhome insurance policies in Ireland to choose your best policy.

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Van Insurance

Driving a van in the Ireland without insurance is illegal – and leaves

you  financially liable for any damage caused to people and property. Choosing the  right insurance will protect you financially should you cause damage to people or property.

Irish Providers will distinguish between  private, business and sole trader van use. You will need to declare your  intended usage as one of these types, and abide by it – otherwise your insurance  may be invalidated and make driving your van illegal.

Across each of these categories there are different  bands of cover, namely 3rd Party, 3rd Party Fire and Theft, and Comprehensive.  You will need to review each band of cover and decide on one that suits you.

• Private van insurance will only cover you for personal use of your van. This  may come cheaper where providers assume you will have a lower yearly mileage.  It is very important to ensure that your estimated yearly mileage is correct.
• For business users, the commercial van insurance policies available tend to  insure the van rather than any specific person. This allows any number of  authorised drivers to use the vehicle, although having an open policy will  likely raise premiums significantly.
• Another option is to name employees that might use the van on the policy, and  doing so often attracts a discount.
• If your usage is classified as sole trader, this assumes you intend to use  the van both privately and commercially. While you can expect to pay higher  premiums than for private use remember that the business-specific add-ons will  protect not only your transportation but also your livelihood.
• Whether private, business or sole trader – if you have more than one van,  talk to us about multi-vehicle discounts. {KomentoDisable}