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Unoccupied dwelling insurance in Ireland can be expensive and it may not be easy to put in place a suitable insurance policy for your unoccupied property however it is very important for you to protect your asset.

• If you have a mortgage on such a property and there is an unsettled claim event – you will still have to pay back your mortgage.
• We can arrange protection for many (but not all) unoccupied properties.
• It can cost you and the cover will be subject to terms and conditions however we will be happy to explain these terms so that you can then make an informed decision regarding your protection.
• We can advise you on steps you can take to help increase the chances of getting unoccupied property insurance in Ireland.{KomentoDisable}

Your holiday home is a valuable asset. You want to protect it with the right insurance policy for you,but you don't want to pay too much for it.

You need the best policy at the best premium.

A holiday home insurance policy should include all the usual perils you would expect from a standard home insurance policy but also be extended to cover property owners/public liability.

The buildings sum insured should be the re-building cost of the property not the valuation.

Your policy should include;

• Fire Brigade charges covered up to €2,000

• Public Liability up to €3,000,000

• Liability cover for paying guests available where requested

• Contribution towards alternative accommodation should your property become uninhabitable as a result of an insured risk

• Replacement of locks up to €250

• When Holiday homes are vacant any time from 1^st November to 31^st March, the policyholder must have a responsible person checking the property on a weekly basis and the water must be turned off and drained from the system unless the heating system is coming on on a daily basis.
• If there is a thermostat fitted to the heating system, this must be set to a minimum temperature of 55 degrees Fahrenheit.
• This is the sort of detail that is important to ensure that your property is protected – at mypremium.ie we pay attention to the detail {KomentoDisable}

 My holiday home is let out. Can you provide insurance for it?

Yes. Use the quote button above for a competitive quote.

What to look for when insuring your mobile home.

Your mobile home represents a significant investment. 

mypremium.ie can provide a tailored mobile home insurance policy for your specific needs.

Some Key Features:

• New-for-old cover available
• Public liability
• Low policy excess
• Legal liability to tenants available

Some Policy Benefits:

• Fixtures, fittings, aerials, satellite dishes, verandahs, decking or shed covered
• Cover provided for storm damage
• Fire Brigade charges (limit applies)
• Assistance provided should your unit become uninhabitable as a result of an insured risk
• Cash protected (Limits apply)

Some tips to help you protect your mobile home

• Ensure your water system is fully drained down between the 1st of October and the 31st March and the water turned off by a stopcock.
• Inspect your unit on a regular basis.
• Review your sums insured each year – this may help reduce your premium.{KomentoDisable}

Timber structures on site can result in most insurers declining cover however costing very little we offer a comprehensive range of covers, including:

• Damage by Fire, Lightning and Explosion,
• Aircraft and Earthquake,
• Storm or Flood Damage,
• Bursting of Oil and Water Tanks and Pipes,
• Burglary and Theft,
• Impact by Vehicles and Animals,
• Malicious Damage or Vandalism,
• Subsidence.

We can also arrange a variety of log cabin insurance cover; including,

Log Cabin, owner occupied insurance, temporarily let out log cabin, permanently let out log cabin insurance and unoccupied log cabin insurance.

Contact us today. Use the button below.

mypremium.ie, your best policy.{KomentoDisable}