We have put together some tips to make travelling by ferry even easier, both on you and on your finances.

1. Start by comparing prices on ferries from Ireland. There are choices available and our price comparison tool can help you get the best deal.

2. Get good travel insurance. It brings peace of mind and helps sort out problems when a problem strikes. You should also bring your European Health Insurance Card. This covers the bare essentials, read about obtaining the EHIC here
   

3. Make sure that you are fully insured. Check your vehicle insurance, compare caravan insurance and don't forget breakdown insurance.
4. Consider using a prepaid money card, this can reduce the cost of foreign currency, and if stolen only the amount on the card is at risk.

5. Measure up. Know the dimensions of your vehicle and caravan/ trailer. The size includes any attachments which may be projecting, such as bike boxes or satellite dishes etc. You will need this information when booking your ferry journey.

6. Be time flexible. Some times and days can be cheaper than others. If you have to travel at a peak period, try reserving your place on the Ferry, well in advance of your travel date.

7. If you intend to bring your pet cat or dog with you on the ferry, check with the Ferry company about the rules relating to pets on board. Read our guide to pet passports. Schedule some time on the journey for seeing to the needs of your pet, eg. Food, water, exercise and more.

8. If you are travelling with young children, this can be both exciting and challenging. Advance planning is definitely the key to on board enjoyment. Pack a bag to bring with you while on the ferry. You know what essentials to pack, baby wipes and all. Have it unopened, in your vehicle, ready to take with you, so that when you leave your car in the lower decks, you do not have the worry of forgetting something. A ferry sailing offers a great opportunity to stretch legs and avail of on board entertainment and views from the deck. Be prepared for sea sickness, just in case. There are usually soft play areas, cinema zones, games, shops and lots more.

   How does that compare to being stuck for hours on a long haul flight?

9. The advantages of no luggage restrictions can be truly appreciated when you are travelling with children. Take full advantage of it. Pack food for consumption on board, bring drinks, water is recommended. Remember, the water on board is usually non potable. It is OK for washing, but not for drinking.

10. If you have accessibility requirements, please contact the Ferry company in advance, so that you can book a parking place as near to the elevator as possible. Ask about accessible seating.

11. If travelling overnight, consider booking a cabin. That way you can have a shower and start the day refreshed and ready to enjoy another day of your vacation.

12. You will be advised of the end of your journey in plenty of time. When waiting in the vehicle deck, please do not start your engines until told to do so by a crew member. This helps to avoid the build up of fumes.

13. Enjoy the rest of your carcation.

Transfer Money Online   

 When it comes to international money transfers here is a selection of money transfer services designed to save you money.

Whether you are a business or an individual why pay bank rates, when you can get it for less?

To find out more and start saving, just follow the proceed button and you will be brought to the provider's website where you can see the savings.

With Skrill and Neteller you can also apply for a debit card.more>>

Choose the service which best suits your needs, open an account online and start saving today.{KomentoDisable}

Currency Solutions  is a foreign exchange specialist. We realise that time is money and pride ourselves in saving you both with excellent service and exchange rates. Your personal Currency Specialist will help you make a decision about when and how to buy your currency in order to secure you the best rate by minimising your currency risk. Great for businesses.

Guaranteed Bonds

This is a single premium whole of life policy which provides:

• A guaranteed return of the capital invested at the end of a specified term, usually 5 years+ and

• A guaranteed level of capital growth at the end of the term, to which exit tax will be applied.

So if you want to maximise capital growth and wish to defer the return until the end of the policy term you should consider a Guaranteed Growth Bond.

 Early encashment

 Guaranteed Bonds are designed to provide a guaranteed return over a fixed term, usually 3 or 5 years, either in the form of a regular payment or as capital growth. No guarantee is given on encashment prior to the maturity date of the policy, and as such early encashment is usually subject to a penalty.

 Returns

 The returns offered by Guaranteed Bonds at any time will be strongly influenced by the level of interest rates ruling on short dated Government Bonds.

The investment must be maintained for the full term, in order to obtain the full guaranteed return promised.Access to the investment during the term of the bond is on unguaranteed terms and could involve a loss for the investor.{KomentoDisable}

What should I do in order to find out what is the best way to maximise the return on my investment?

As there is such a wide range of investment products available, you should talk to one of our qualified, experienced experts.

They will review all of your options and help you choose the one that best suits your requirements.

Many investment funds are only available for a short period, so you should act now to avail of the best opportunities.

Use the quote button (above)

or telephone 1890 666 666

With Profit Bonds

A with profit whole of life policy is a form of traditional with profit which provides a guaranteed sum assured payable on death whenever that occurs, in return for a fixed premium. The premium may be payable throughout life or may cease at a specified age i.e. 65.

The life company actuary works out the profits of the life company’s with profit fund each year and then decides on the bonus to be added to it with profit policies for that year. There may also be a terminal bonus added on maturity of the policy.

Encashment Value

A with profit whole of life policy acquires a surrender/ encashment value i.e. a cash sum which the life company pays if the policyholder decides to stop paying premiums and terminates the plan. The encashment value gradually builds up over the years.

 At mypremium.ie we can choose from a huge range of Product Providers to tailor the best plan to meet your specific needs. {KomentoDisable}

Financial Review

A Financial Review is a full check up of all your financial outgoings the purpose of which is to ensure that you are spending no more than necessary and getting the best value for your money. Your life protection, serious illness, income protection, retirement provision, savings both short and long term will be accessed and you will be provided with a full report of the findings.

What documents do I need in order to avail of a Financial Review?

Any existing financial documents such as bank statements, mortgage statements, life protection policies, car and home insurance policy documents together with any insurance documents.

How much will it cost me?

Not having a Financial Review could cost you thousands. Most reviews lead to substantial savings. Your first appointment is FREE and a detailed account will be provided to you at this meeting.

How long will it take?

Your first meeting will take approximately 1 hour and your second should take approximately 45 minutes. Don’t delay –call 1890 666 666 and make your FREE appointment today.{KomentoDisable}