Benefit from non smoker life insurance rates today.

You have done the hard part, staying off cigarettes for over twelve months, so now it's time to reap some of the benefits.

Drive down the cost of your life insurance by arranging non smokers insurance through mypremium.ie.

We deal with all the life insurance providers in Ireland, and can help you to choose the policy which best suits your new circumstances.

Now that you are saving on the cost of cigarettes, we can tell you if you will benefit from the new lower rates.

If you have a mortgage, the mortgage protection rates which you had to pay were based on the fact that you smoked.

Most smoker rates are double those of a non smoker.

Now that you are treated as a non smoker, and provided there has not been a major change in your life circumstances, you can benefit from lower rates.

So don't delay contact one of our independent experts today

Comprehensive Car Insurance

The cover you get from comprehensive car insurance is ,well, very comprehensive!

The main benefit of comprehensive insurance is that it compensates you for damage to your own car, in addition to paying for damage caused by you to third parties.

This can be more expensive than third party insurance or third party fire and theft insurance.

Its main purpose is to cover you for almost every troublesome outcome.

This may include:

any harm done to the vehicle, no matter how it was caused;

life/ personal accident insurance;

loss of personal belongings from the car;

the cost of a hired car if the insured car is off the road as a result of an accident;

windscreen breakage, etc.

If you own a brand new car you should make sure it is comprehensively insured.

What are the benefits of comprehensive car insurance?

Comprehensive car insurance from Ireland's leading insurers, gives you third-party fire and theft cover but also allows you to claim for damage to your own car, no matter who is at fault.

The benefits of comprehensive policies vary between insurers, so you should check each quote you obtain for details, but the cover will usually include benefits such as:

• Windscreen and glass cover

• Cover for damaged or stolen personal belongings - this usually applies to items stolen from a locked boot or glove compartment. The amount you can claim depends on your policy.

• Recovery service and emergency breakdown assistance

• Driving other people’s cars – this covers you for any damage you do to another car or person while driving someone else’s car. It does not cover any damage you do to yourself or the car you borrow.

• Replacement or hire car - the cost of this is covered if your own car is off the road as a result of an accident.

Extra benefits you can get with a comprehensive policy:

• No claims discount protection

• Named driver on vehicle

• Open driving - allows anyone with a full driving licence to drive your car with your permission

• Driver personal accident cover

Is comprehensive cover always more expensive?

You can expect to pay a higher premium for comprehensive cover than for third-party fire and theft cover.

Comprehensive is not always more expensive, so do not automatically go for third party insurance, as it may be more expensive in the long run.

We can compare all the different levels of cover and recommend the best protection at the best value for you.

What should I do next, to ensure that I get the best available comprehensive motor insurance in Ireland?

You can call us on 1890 666 666

or click on the quote button, complete the form, submit it to us and our qualified experts will help you get your best policy.   {KomentoDisable}

Financial Planning for accident and sickness

 The common unifying factor for everyone reading this is that we are all human.

(Any non humans please desist from reading immediately!)

 As such we can become ill or have an accident and be unable to work for a period.

 That is why we need to find a cost effective way to provide an income for the times when illness or accident places a financial burden on us.

 The statistics show that accident and illness affects the nations ability to generate an income.

 Over 1.3 million work days are lost each year in Ireland to illness or injury.

 37,000 people (approx) have to take four or more days off work as a result of illness or an accident.

 How would you cope if you were unable to work following an accident or illness? Who would pay the bills, the mortgage, the loans ?

What would be the financial loss?

Can you estimate it?

It makes sense to protect you and your family against this risk.

 That's where an accident and illness plan comes in.

 For a small monthly outlay this plan can provide money when you need it most, for you and your family.

 You will still receive a regular income from the plan.

 Premiums to suit all pockets

 Our premiums are based upon the level of cover you choose and what additional options you decide to include.

NO medicals needed!

What should I do next?

You should consult with one of our qualified experts, before making a decision.

Our experienced consultants can help you to choose from the many options available to you.

Contact us today, using the get a quote button

or telephone us on 1890 666 666 {KomentoDisable}

 Download brochure on accident & sickness plan here>>

Fill in the form for your Car Hire Excess Insurance Quote, and if you decide, instant cover. {KomentoDisable}

What additional Hazardous Activities can I obtain cover for, subject to payment of an additional premium ?

We can also provide Medical and Personal Accident cover for the following Activities, as per the terms and conditions stated in the policy wording, subject to payment of an additional premium.

Grade 2 - A 50% Loading on your existing travel premium to cover all activities or €30 per activity if individually selected.
  -  Boxing Training (no contact)
  -  Bungee Jump (up to 3 additional jumps)
  -  Black Water Rafting (ACE Grade1 to 4) Life jacket and Helmet must be worn
  -  Camel/Elephant Riding/Trekking (non Incidental)
  -  Cycle Touring
  -  Go Karting (Specific use)
  -  Horse Riding (no Polo, Hunting Jumping)
  -  Hot Air Ballooning (non Incidental)
  -  Hurling (amateur)
  -  Jet Skiing (non Incidental)
  -  Martial Arts (Training only)
  -  Mountain Biking
  -  Parascending (over water, non Incidental)
  -  Rambling/Trekking between 2,001m and 4,200m
  -  Safari (non-Irl/UK organised)
  -  Scuba Diving* (non Incidental/down to 50m) if qualified and not diving alone or accompanied by a qualified instructor (see notes below)
  -  Sea Canoeing
  -  Sea Fishing (non Incidental)
  -  Surfing (amateur)
  -  Tandem Skydive (up to 2 jumps maximum)
  -  Triathlon
  -  White Water Rafting (Grade 4)
  -  Waterskiing/ Windsurfing/Snorkelling (non Incidental)

Grade 3 - A 100% loading on your existing travel premium to cover all activities or €75 per activity if individually selected
  -  Abseiling
  -  American Football (amateur)
  -  Gliding
  -  Kayaking
  -  Rambling/Trekking between 4,201m and 6,000m (max age 45)
  -  Motorcycling (with a motorcycle licence, over 50cc wearing a crash helmet - no racing)
  -  Paragliding
  -  Rugby (amateur competition)
  -  Sand Yachting
  -  Yachting (racing/crewing) outside territorial waters

Grade 4 - A 200% loading on your existing travel premium to cover all activities or €112.50 per activity if individually selected
  -  Hand Gliding
  -  High Diving under 5m (amateur, excluding cliff diving)
  -  Horse Jumping (no Polo, Hunting)
  -  Micro Lighting
  -  Parasailing
  -  Rock Climbing (under 2,000m)
  -  Rock Scrambling (under 4,000m)
  -  Canyoning
  -  Kite Surfing

Amateur is listed next to some of the Activities, what does this mean?

Amateur status is listed beside such sports as running, rugby, football, surfing , tennis and Waterskiing, this means that if you intend to play these sports abroad professionally (i.e. you will be receiving a monetary reward for participation in them) there is no cover under the terms and conditions of the policy for this.

Does backpacker travel insurance cover scuba diving?

Beginners: (This cover is provided free of charge) on an Incidental Basis
Scuba diving to the following depths. Provided you are diving under the direction of an accredited dive marshal, instructor or guide. Alternatively, if qualified, within the guidelines of the relevant diving or training agency or organization and not diving alone:   -  PADI Open Water - 18 metres
  -  PADI Advanced Open Water - 30 metres*
  -  BSAC Ocean Diver - 20 metres
  -  BSAC Sports Diver - 30 metres*
  -  BSAC Dive Leader - 30 metres*

We must agree with any equivalent qualification. If you do not hold a qualification, We will only cover you to dive to a depth of 18 metres.
You will not be covered under this policy if you travel by air within 24 hours after participating in Scuba Diving.

Advanced: (This Cover is subject to Grade 2 Activities additional premium) for Greater Dive Depths and Non Incidental Coverage.
Scuba diving to the following depths. Provided You are diving under the direction of an accredited dive marshal, instructor or guide. Alternatively, if qualified, within the guidelines of the relevant diving or training agency or organization and not diving alone:   -  PADI Open Water - 18 metres
  -  PADI Advanced Open Water - 30 metres
  -  BSAC Ocean Diver - 20 metres
  -  BSAC Sports Diver - 35 metres*
  -  BSAC Dive Leader - 50 metres*

We must agree with any equivalent qualification. If you do not hold a qualification, We will only cover you to dive to a depth of 18 metres.
You will not be covered under this policy if you travel by air within 24 hours after participating in Scuba Diving.

 Hazardous Activities

• What Hazardous Activities are covered Free of Charge with backpacker insurance?
  

  Backpacker insurance automatically provides Medical and Personal Accident cover for the following activities, conducted on an incidental basis whilst you are on holiday:
  ACE Grade1   -  Archery (amateur)
    -  Badminton (amateur)
    -  Baseball (amateur)
    -  Basketball (amateur)
    -  Beach Games
    -  Bungee Jump (1)
    -  Camel/Elephant Riding
    -  Canoeing (Up to Grade 3)
    -  Clay Pigeon Shooting
    -  Cricket (amateur)
    -  Cycling (other than specified)
    -  Dinghy Sailing
    -  Fell Walking
    -  Fencing
    -  Fishing
    -  Football (amateur)
    -  GAA Football (amateur)
    -  Golf (amateur)
    -  Hiking (under 2,000 metres altitude)
    -  Hockey (amateur)
    -  Horse Riding (up to 7 days)
    -  Jet Boating
    -  Jet Ski-ing
    -  Jogging
    -  Manual Work (bar and restaurant, waitress, waiter, chalet maids, au pair and nanny's and occasional light manual work including retail work and fruit       picking but excluding the use of power tools and machinery)
    -  Marathon Running (amateur)
    -  Motorcycling up to 50cc (wearing a crash helmet, no racing)
    -  Netball (amateur)
    -  Non manual work (Including professional administrative or clerical duties only)
    -  Orienteering
    -  Outwardbound Pursuits
    -  Paintballing
    -  Parascending (over water)
    -  Pony Trekking
    -  Quad biking up to 50cc (wearing a crash helmet, no racing)
    -  Racquetball
    -  Rambling
    -  River Canoeing (Up to Grade 3)
    -  Roller Skating
    -  Roller Blading
    -  Rounders
    -  Rowing
    -  Running - sprint/long distance (amateur)
    -  Safari (Ireland/UK organised)
    -  Sail Boarding
    -  Sailing within territorial waters
    -  Scuba Diving* down to 30 metres if qualified and not diving alone or accompanied by a qualified instructor * see the specific question regarding Scuba       Diving
    -  Skate Boarding
    -  Snorkelling
    -  Squash (amateur)
    -  Surfing (amateur, under 14 days)
    -  Tennis (amateur)
    -  Tour Operator Safari
    -  Track Events
    -  Trekking (under 2,000 metres altitude)
    -  Volleyball (amateur)
    -  War Games
    -  Water Polo (amateur)
    -  Water ski-ing (amateur)
    -  White Water Rafting (ACE Grade1 to 3)
    -  Windsurfing (amateur)
    -  Yachting (racing/crewing inside territorial waters) {KomentoDisable}
  

The true cost of cancer.

 When you think about cancer, what comes to mind are the medical symptoms and how it could affect your life.

You probably think of someone you know who is battling cancer.

What we often fail to give proper regard to, are the financial consequences of discovering that you have cancer.

The National Cancer Registry Ireland carried out a report which highlighted the severe financial burden that is placed on a family as a result of a cancer diagnosis.

These factors included the following:

Increased medical costs such as consultant fees and expensive medications.

Out of pocket expenses, such as travelling to appointments in medical centres of excellence located far from home.

Reduced earning capacity, as well as loss of time when attending medical appointments.

This includes family members.

Increased utility bills due to increased cost of heating while a family member recovers at home.

Increased stress and strain, which can lead to depression, anxiety and emotional stress.

You will have enough to cope with without adding financial strain to your life.

Research shows that 1 in 3 men and 1 in 4 women will suffer from cancer t some stage in their life. (National Cancer registry Ireland,2011)

What can I do to relieve the financial strain?

Help is at hand. Cancer cover is a new protection plan. It pays a benefit on the diagnosis of cancer of a specified severity.

This is great news for anyone looking for value for money. it is cheaper than traditional Serious illness cover. {KomentoDisable}

Call us on 1890 666 666 for full details and to start getting peace of mind today.

Or use the quote button.

What is breakdown cover ?

If your car has a mechanical breakdown that leaves you stuck at your location,

you will be glad that you arranged breakdown cover.

That is the most basic type of cover, and also the most useful.

You can't beat it for peace of mind.

Who wants to be left alone in a broken down car in a strange location day or night,

without help?

It doesn't always happen when you are away from home either.

It could be early in the morning at home, you need to get in to work early and the car won't start.

That's where home-start comes in to its own.

Is all breakdown cover the same?

No. Not all providers provide the same high level of service.

Our providers use companies that are recognised as the best in the world.

What range of cover is available?

You can choose from the following:

• Roadside assistance

• Roadside Recovery

• Nationwide local recovery

• Alternative travel

• Onward journey

• Homestart

• 48 hour car hire

• Overnight accommodation

• Theft of car

• European Travel

What should I do next?

This is just a summary of what is on offer in Ireland. You should contact our qualified experts for free, no obligation advice on which cover suits you best.

Telephone us on 1890 666 666

or click on the call me back button, fill out the form and we will contact you at a time that suits,

Or {KomentoDisable}

Use the quotation button above for instant breakdown cover in Ireland.

It can be difficult to obtain insurance for non standard buildings in Ireland. Difficult but not impossible. We can help you arrange top quality house insurance cover for your non standard constructed dwelling in Ireland.

We will search among some of the top Irish Insurance providers to get your best policy.

What is non standard construction ?

The obvious answer is anything that is not of standard construction. Now that we have got that out of the way, it might be easier to explain what standard construction is.

Standard houses are built using, brick, concrete or stone. Timber framed houses are included, where they have a concrete brick external cladding and the roofing consists of at least 70% tiles, slates, metal,asphalt or concrete.

I built an extension with a flat felt roof, am I covered?

That depends on a number of factors, including the percentage of overall roof area that is felt whether is is regularly maintained and the age of the roof.

You should talk to one of our qualified experts to make sure that you have the correct insurance for your circumstances.

It costs you nothing and it may save you a lot.

What cover can I obtain for my non standard construction house?

We can arrange for you to cover a wide range of risks, typical of a standard construction dwelling.

Cover can include the following:

Storm or flood damage.

Damage caused by explosion, lightning and fire,

Earthquake and aircraft damage,

Flooding or damage caused by storm,

Oil and water pipes bursting and causing damage.

Theft and burglary,

Vandalism or malicious damage,

Animal or vehicle impact causing damage,

Subsidence.

What other cover should I consider ?

You should consider legal expenses cover. If you have to go to court to defend your rights you will incur uninsured losses and other legal expenses. Legal expenses cover gives you peace of mind that comes from knowing that you are in a position to get what you are entitled to in court and that you will not have to compromise an action simply because you cannot afford to risk the costs.

For more on Personal legal expenses insurance, see here>>>    

For more information and help, contact one of our qualified experts for a no obligation consultation today.

Use the call me back button (above)

Or start the quotation process by clicking on the quotation button above. {KomentoDisable}

It is important to ensure that your Motor fleet insurance is protecting your assets and providing the best value insurance available in Ireland. Whether you are insuring for the first time or getting ready to renew, you should take the time to review your motor fleet insurance needs.

What is motor fleet insurance ?

The law states that any motor vehicle that is used in a public place, (road, car park etc.) must have proper insurance cover.

Motor fleet insurance applies to 5 or more vehicles. You must specify the vehicles, and they can be of any type.

How can motor fleet insurance make my office life easier ?

The renewal date is the same for all of the vehicles covered under the policy. We can arrange for monthly repayments, to spread the cost over the year. Reviewing all the policies at once is preferable to reviewing each policy at various times during the year.

You can include specialist equipment such as teleporters and forklifts.

Our qualified experts are available to help you choose the policy that suits you best.

What type of cover is available ?

The following is a selection of what insurance cover is available in Ireland:

• Comprehensive Fleet Insurance

• Third Party Fire and Theft Fleet Insurance

• Third Party Only Fleet Insurance

• Windscreen Insurance

• Breakdown Assistance Insurance

• Personal effects

• Theft of keys  

• Medical expenses  

• Fire Brigade Charges

• Legal Costs

What should I do next, to ensure that I get the best available motor fleet insurance in Ireland?

You can call us on 1890 666 666

or click on the quote button, complete the form, submit it to us and our qualified experts will help you get your best policy.    {KomentoDisable}

Unoccupied dwelling insurance in Ireland can be expensive and it may not be easy to put in place a suitable insurance policy for your unoccupied property however it is very important for you to protect your asset.

• If you have a mortgage on such a property and there is an unsettled claim event – you will still have to pay back your mortgage.
• We can arrange protection for many (but not all) unoccupied properties.
• It can cost you and the cover will be subject to terms and conditions however we will be happy to explain these terms so that you can then make an informed decision regarding your protection.
• We can advise you on steps you can take to help increase the chances of getting unoccupied property insurance in Ireland.{KomentoDisable}

If you are trying to find the balance between the best cover and the best price,

then you have come to the right place.

We deal with over 40 Irish Insurance providers, to ensure that you get your best policy.

All home owners insurance isn’t created equal.

That’s why it pays to review your cover every year to ensure your policy meets your evolving  needs. It is important to understand the different types of coverage available on the various policies.

Unfortunately when most of us think about home insurance we think about price.

Yes price is important however value is more important. Not all policies are the same and it is very important to understand the implications of excess, accidental damage and replacement cost just to mention a few. 

What are the important matters to consider in my home insurance policy?

Make sure that you get the basics right first. Then examine the essential extras.

The average house insurance policy can be broken down into two sections;

Buildings Cover and

Contents cover

In buildings cover you should look at what cover are you getting for your premium. What is the sum insured? Is it adequate?

What type of contents cover are you getting?

Is it new for old? Some policies try to keep the price down by offering indemnity only. That means you only get the value of the contents at the time of loss. You have to make up the shortfall if the cost of buying a new replacement has risen.

Are you aware that if you have made a claim on any insurance policy you must mention this when applying for your home insurance?

Legal Costs protection.

Does your policy adequately cover you for what can be a large sum, if you have to go to court to defend your rights.

If it is not sufficient you should talk to one of our qualified experts about including specialist cover for this area. It gives you peace of mind, and can cost a lot less than you think.

Review before you renew.

Renewal is a time to review not just price around, in mypremium.ie we have qualified staff waiting to help guide you through the process and we also offer excellent value for money.

At a time when property values are falling it is very important not to under insure your home. 

Yes, you might have difficulty selling your property for €200,000 but try building it for less! 

Insurance is protection for your home, you need to cover your property for the cost of re-building.

The next step.

Call us on 1890 666 666 or

click on the call me back button (above) and we will contact you at a suitable time

Or      {KomentoDisable}

Use the quote button.

What does wedding insurance cover?

If you are planning a wedding, then you need to consider several things about wedding insurance.

Firstly, what does it cover?

Secondly, do I need it?

Thirdly, what should I insure?

Finally, what should I look out for when considering wedding insurance in Ireland?

Wedding insurance in Ireland covers a wide range of risks.

The following is a sample of what you should consider;

• Expenses incurred as a result of Cancellation

• Rings, Flowers & Cake

• Photography & Video

• Ceremonial / Bridal Attire (Loss or damage)

• Cars & Transport

• Failure of Suppliers. You are depending on these. You need to be able to organise replacements quickly, knowing that the cost is covered by your insurance.

• Personal Accident

• Wedding Gifts (Loss or damage)

• Legal Expenses

• Personal Liability

 Do I need wedding insurance ?

Most weddings nowadays need insurance. They represent a major financial commitment. You should take the time to make a list of everything that is needed for your wedding. Then put a true value on each item.

When you add this up, and include extra to allow for the fact that when you are trying to replace something it can cost more. You can see therefore that it comes to quite a large sum.

 You need to get value for your insurance premium. That is where we can help.

We encourage you to talk to one of our qualified experts, to ensure that you have everything covered at the best price.

What should I insure?

You should consider covering the matters mentioned in the above list. It is an excellent starting point.

If you are travelling abroad, either to get married or on honeymoon you should also consider travel insurance, either single or multi-trip.

What should I look out for when considering wedding insurance in Ireland?

Make sure that you have covered all of the subjects mentioned above. Then examine your policy details and take note of what is not covered. Look at the exclusions. If in doubt talk to us.

We can help clarify what is covered and what is excluded.

Consider group travel insurance, if you are getting marred abroad.

It can work out cheaper, and you can make sure that everyone who should be covered is insured.

You should arrange your wedding insurance as soon as possible in advance of the big day. Don't leave it to the last minute.

When you think about it, wedding insurance covers a lot of what might go wrong BEFORE the wedding.

So get it in place early, and tick it off your list.

What should I do next?

You can contact us on 1890 666 666 and speak to one of our qualified experts,

or click on the call me back buton (above) and we will contact you at a time that suits

Or {KomentoDisable}

Use the quote button

Your holiday home is a valuable asset. You want to protect it with the right insurance policy for you,but you don't want to pay too much for it.

You need the best policy at the best premium.

A holiday home insurance policy should include all the usual perils you would expect from a standard home insurance policy but also be extended to cover property owners/public liability.

The buildings sum insured should be the re-building cost of the property not the valuation.

Your policy should include;

• Fire Brigade charges covered up to €2,000

• Public Liability up to €3,000,000

• Liability cover for paying guests available where requested

• Contribution towards alternative accommodation should your property become uninhabitable as a result of an insured risk

• Replacement of locks up to €250

• When Holiday homes are vacant any time from 1^st November to 31^st March, the policyholder must have a responsible person checking the property on a weekly basis and the water must be turned off and drained from the system unless the heating system is coming on on a daily basis.
• If there is a thermostat fitted to the heating system, this must be set to a minimum temperature of 55 degrees Fahrenheit.
• This is the sort of detail that is important to ensure that your property is protected – at mypremium.ie we pay attention to the detail {KomentoDisable}

 My holiday home is let out. Can you provide insurance for it?

Yes. Use the quote button above for a competitive quote.

Stand Alone Serious Illness

 Do you already have adequate life cover?

It is possible to take out a plan for Serious Illness cover only to protect yourself in the event of being diagnosed with a serious illness.

This cover provides a payments of a capital sum in the event of the life assured being diagnosed as suffering from one of the serious illnesses covered under the policy.

For example the most common serious illnesses suffered in Ireland are cancer and heart related illnesses.

Normally there is also a requirement that after diagnosis the life assured survive a minimum period

from the date of diagnosis i.e. 14 days.

This plan is not designed for the benefit of dependants, rather to provide benefits for the policyholder

themselves in the event of serious illness striking. More than likely following a serious illness the life

assured will no longer be able to work therefore will have no income. The capital lump sum can be

useful to provide money to pay the following: Mortgage, paying hospital bills, paying specialist

consultants, renovating the house to facilitate the illness etc.                       {KomentoDisable}

If you would like further information, please feel free to call us on 1890 666 666

Or use the quote button.

  Start here for your business/company insurance.

Running a business is challenging. It can be difficult to find out what products are available for business insurance and how much do I need.

That is why we have put together these short snippets of information on the various types of business insurance products, that can help protect your business and bring you peace of mind.

Payment of the premium by installments can be arranged.

  Liability Insurance.

Dealing with others brings its own risk.

No matter how remote and small your business may be, you still have a customer and therefore there is liability.

Different specialist insurance products have evolved to meet the varying circumstances of risks in the business world.

There are five liability insurance policies that you should consider.

Employers liability, Public Liability, Product Liability, Directors and Officers Liability,

Combined Liability(This combines the best bits)

Business Interruption

This cover is essential. This covers your earning power, to the extent by which it is affected as a result of an event which is covered by the policy, such as fire or flooding. The bills still have to be paid and your loss of income could have a disastrous effect on your financial future. Don't risk it. Get it insured today. You need to examine your average income and potential income for the period of loss. If in doubt,talk to one of our qualified experts  about business interruption insurance.

Professional Indemnity

 Mistakes happen. Professional indemnity insurance protects you when you make a mistake in your work.

Claims happen. If a client suffers financial loss as a result of your mistake, or that of one of your employees or agents, then you could be facing a large claim for compensation and legal costs.

Don't suffer sleepless nights worrying about the consequences. Take action now to protect against them. Take out professional indemnity insurance. This can be a complex process and therefore we recommend that you talk to one of our qualified experts who will guide you through the process.

Commercial Vehicle

It is a legal requirement and you should let us compare the market for you. There are various packages available for businesses with varying numbers of commercial vehicles to insure in Ireland.

Contact us today and we will get to work for you, saving you time and money on your commercial vehicle insurance.

Commercial Property

 If you are leasing the property, you still need contents cover. You should make a list of all the equipment, furniture, etc. that you have in your business. Then calculate the cost of replacing them.

If you own the property, then you should review before you renew.

Don't undervalue or overvalue. If you under insure you will not get the proper compensation, in the event of a claim. If you over insure, you are just wasting your money.

We can help you to compare the market for commercial property insurance
 

Corporate and Business Travel

If you need to travel in the course of your business, check out our travel insurance quotes.

You can save a lot when compared to just taking what is on offer through the travel company. Consider multi trip insurance.

When things start to go wrong on an important business trip, that's when you appreciate travel insurance.

Commercial Legal Protection

Legal costs can be expensive. Whether you are pursuing a case or defending one. Legal costs insurance can help you get legal advice early, and perhaps avoid the pitfalls.

This is a summary of what's on offer in the insurance market in Ireland.

You can contact us for free advice on insurance and how to make sure that you are adequately covered.

Telephone 1890 666 666

 Or Click on the call me back button and start your business insurance enquiry today

or use the quotation button below.{KomentoDisable}

Life & Serious Illness

 It is important to protect both yourself and your family for Life & Serious Illness.

Have you considered what it would do you to your family financially if you or your partner were to die or suffer a serious illness?

Would they be able to manage financially?

Adding Serious Illness cover to a life policy will provide a pay-out on serious illness rather than death. You are more like to suffer a serious illness than die prematurely. Statistically Cancer and heart related diseases are the most common serious Illnesses in Ireland.

Serious illness is also known as critical illness, or specified illness cover.

Product Providers have become very competitive as of late with the Serious Illness that they cover (most covering 47 illnesses) and even offer partial payments for some conditions.

Getting the right critical illness cover is vital.

Here at mypremium.ie we can choose from a huge range of Product Providers to tailor the best plan to meet your specific needs.

Flexible Options:

• Life assurance premiums are guaranteed to stay fixed throughout your policy term unless you alter your policy.

• Increase of decrease Sum Assured

• Guaranteed Insurability

• Optional extras can be added to your policy I.e. hospital cash payment, accident payment, broken bones payment, surgery payment.

• Whole of Life- pays a lump sum of up to €50,000 on death whereby the benefit remains in force even after the term of cover and premiums have ceased.

Why choose us?

• Our motto is ‘’your best policy’. We will tailor your plan to suit your present specific needs.

• We search the market for the most competitive quote for you.

• We can choose from a wide range of Product Providers.

Get peace of mind today- speak to one of our Qualified Financial Providers and make sure your family are

protected in the event of premature death or serious illness

Telephone us on 1890 666 666  or use the quote button

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